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Home Loan against Property (LAP)

Loan against Property (LAP)

Gives you access to immediate funds. Available for salaried and self employed

Advantages of LAP

  • Lower EMIs
  • Immediate Funds availability
  • Fast and easy Loan Processing
  • Speedy Approvals
  • Flexible Tenure
  • Simple and Hassle free Documentation

LAP loan against property (LAP) is exactly what the name implies — a loan given or disbursed against the mortgage of property

Apply for loan against property by pledging your commercial or residential property as collateral. Get up to 60% of your property’s value with loan against property. Enjoy competitive interest rates and customised options with the hassle-free processing on loans against property

With low EMIs and speedy loan approvals, our loans against property are the ideal solution to meet your immediate financial needs.

Advantages of loan against property

  • Low EMIs.
  • Speedy Loan Approvals.
  • Find the best lender for you.
  • High Loan Amounts
  • Competitive Pricing

  • To expand the business
  • To expand business location
  • To start a whole new business
  • To build credit for future requirements
  • To purchase equipment for business
  • To purchase more inventories
  • To bring in fresh talents to the business

The following people are eligible to apply for a Business Loan:

  • Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  • The business should have a minimum turnover of Rs. 40 lakhs Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  • Those whose business has been profit making for the previous 2 years The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
  • The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity
The following documents are required along with your Business Loan application:
  • PAN Card – For Company/Firm/Individual
  • A copy of any of the following documents as identity proof:
  • Aadhaar Card
  • Passport
  • Voter's ID
  • PAN Card
  • Driving License
  • A copy of any of the following documents as address proof:
  • Aadhaar Card
  • Passport
  • Voter's ID Card
  • Driving License
  • Bank statement of the previous 6 months
  • Latest ITR along with computation of income, Balance Sheet and Profit & Loss account for the previous 2 years, after being CA Certified/Audited
  • Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)
  • Other Mandatory Documents [Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original)]

Check your Eligibility

Check your eligibility