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Home Axis Bank Personal Loans

Axis Bank Personal Loans are instant and come with facilities of Nil foreclosure and part payment charges. You avail a personal loan in Axis bank with the freedom of making any number of part payments and foreclose it at any point after the 1st-month EMI without any charges. Personal Loans can be used for multiple purposes! They can be availed when you are planning a vacation, renovating your home, clearing credit card debt, or arranging a dream wedding for yourself or your family member. Now you need not postpone things on your To-do list! You can get a Personal Loan from Rs. 1,00,000 up to Rs. 20,00,000 with minimal documentation and instant approval from Axis Bank. Also, you can transfer your existing Personal Loan to Axis Bank. With a quick approval on Personal Loans, turn your dreams into reality!

Minimal Documentation

For Axis Personal loan, we required minimal documents to get it approved.

  •  ID Proof – Any Govt. ID proof.
  • Bank Statement – Latest 3 months salary account bank statement.
  • Salary Slip – Latest 3 Months payslip required.
  • Address Proof – Present address proof like Adhaar Card, Voter ID, HR Letter, Post Paid Bill, Internet Bill or any Govt. Address proof.
  • Income – Stable employment with regular income of >= 22,000/PM in active bank account.

Axis Personal Loan Top Up

Get extra additional loan amount on existing AXIS Personal Loan

Top up on personal loan is an additional loan that can be availed from your existing bank on your running loan or at the time of balance transfer of your loan to a new bank. You can get top up on personal loan from Axis if you have a regular repayment track record on your existing personal loan. Top up loans are available at similar interest rates as that on your existing personal loan. Current interest rate on Axis personal loan top up starts at 10.49%.

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Know your Offer

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Know your Offer - Bajaj
Minimum annualized percentage rate is 13% and maximum annualized percentage rate is 26% with a flexible repayment period of 12 to 60 months. Also full repayment in 30 days or less is not allowed.
Consider a salaried customer avails a Personal Loan of ₹1 Lakh at an interest rate of 14%. The lenders also charge a processing fee, that needs to be paid to get the loan processed and is usually 0-3% of the loan amount. Consider the processing fee to be ₹2250 for a tenure of 60 months. Then, the total interest payable is ₹39,609 and total amount payable is ₹1,41,859. The EMI will be ₹2,326 per month.